This past summer, the Equifax breach exposed the personal data of millions of Americans. If you were one of them, and you haven't dealt with it yet, it’s important to know what steps you can take to protect yourself. Here are a few reminders!
Equifax has taken steps to address the breach, but more is needed to safeguard your information. From monitoring credit activity to offering tips you can follow for greater digital security, including real-time alerts and credit trackers, two-step authentication on all logins, credit freezes, and more, Dolce Vita IT Solutions wants to help you protect yourself.
Equifax, one of the big three consumer credit reporting agencies, collected information on consumers and businesses to help lenders determine credit worthiness. Hackers stole that information, including Social Security numbers, home addresses, credit card numbers, driver’s license numbers, and birth dates. Equifax believes nearly half the United States population may be affected.
2. Enroll in Identity Protection
Equifax offers one free year of this protection, but you may not trust them now. It requires you to give them even more information. Dolce Vita recommends taking action to protect your data and finding alternative forms of identity protection. Many of their solutions for companies apply to individuals. Learn more here.
3. Beware Suspicious Activity
You should always review your credit reports and bank statements. After the breach, Dolce Vita recommends doing this again. Keep an eye out for new accounts opened in your name, late payments on debts you don’t recognize, and any other unfamiliar activity. Report any fraudulent activity immediately, and take steps now to recover your identity.
4. Set Up Real Time Alerts
To make sure you know if someone is using your identity, set up fraud alerts. This stops anyone trying to open new credit card accounts. Make sure you understand what types of alerts are set up and for how long. If you feel the need for more security, you can freeze your credit, restricting access to your credit report until you request the freeze to be removed. This will not affect already open accounts or your credit score.
Once you’ve completed these steps, you can be more comfortable that your identity is protected. Remain vigilant and contact Dolce Vita IT Solutions for help or recommendations.